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For years, getting money where it needs to go has meant waiting on transfers, paying fees, and juggling multiple apps for the SoLo members.. That changes with the SoLo debit card — a Mastercard debit  card connected to your SoLo Wallet that gives members faster access, simpler spending, and a smoother lending and borrowing experience.

Why the SoLo Debit Card is Different

Most cards just move money. The SoLo debit card is built to move with your life on SoLo.

  • Instant, virtual access connected to your SoLo Wallet
      • Borrowers can use funds right away without early withdrawal fees, and lenders get an easier path to liquidate when needed. 
  • Designed for the SoLo ecosystem
      • Your card works hand in hand with lending and borrowing on SoLo, so the money you need is available when decisions matter. 
  • Banking backbone you can recognize
      • Issued under the Bangor Savings Bank program with Mastercard debit — a familiar card experience supported by a regulated bank partner. 
  • Everyday banking features
    • Debit cards, a global ATM network, and no overdraft fees are part of the SoLo Wallet vision, bringing modern banking utility to community finance. 

What You Can Do With It

  • Spend from your SoLo Wallet, online or in-store, with your virtual card
  • Access cash via participating ATMs through partner networks
  • Smooth your SoLo experience end to end: receive loans faster, manage cash flow, and keep lending flexible

Note: ATM access may involve network fees depending on the ATM operator and partnered networks. Check the latest FAQs and cardholder terms for details.

Built for Speed, Built for Clarity

  • Instant availability
      • With a virtual card from day one, borrowers can put funds to work immediately. That means less waiting and fewer detours between an approved loan and real‑world use. 
  • Fewer friction points
    • With funds tied directly to your SoLo Wallet, lending and borrowing become more fluid — and lenders gain a simpler path to access proceeds when it’s time to rebalance.

Security, Standards, and Support

  • Bank-issued debit card under program terms you can review anytime
  • No overdraft fees as part of the SoLo Wallet approach
      • The wallet and card are designed to give you control without punitive surprise charges. 
  • Clear usage expectations
    • For ATM usage, network access, and any fees, consult the SoLo Debit Card FAQs and official terms to stay up to date. 

FAQs

  • Will I get account and routing numbers?
      • Yes. It’s available in your SoLo Wallet.  
  • Are there ATM fees?
      • ATM access is supported via partnered networks and may include fees depending on the ATM or network. Review the FAQs and cardholder agreement for the latest. 
  • Is this a bank account?
    • Yes, this is tied to your SoLo Wallet account. SoLo is a financial technology company. Banking services for the debit card program are provided by Bangor Savings Bank, and the card is a Mastercard debit card issued under that program. 

Moving Forward with SoLo 

The SoLo debit card brings the wallet and marketplace even closer together. Faster access for borrowers. Easier liquidity for lenders. Familiar card rails, built for a community finance future. It’s everyday money — but finally designed around how you actually live on SoLo.

Ready to put it to work? Explore the SoLo Wallet and review the cardholder terms to get started.